Law Offices of
Kirsten B. Ennis, LLC

New Jersey Consumer Law Attorneys

Providing Options and Answers Since 1997

Description: new jersey bankruptcy lawyer 

 

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Office: 908-713-0345
Toll Free: 877-226-5877

 

 


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10 Results of Real Clients

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Main Office:
92 East Main Street
Suite 407
Somerville, NJ 08876




Results of Real Clients

Description: client testimonialsYou deserve a good life!  But you can't pay all your bills, you're worried and losing sleep.  So, what do you do?  For thousands of our clients, filing bankruptcy was the key to a "fresh start" and was their second chance.  Others may promise, but only bankruptcy delivers.

 Here are the actual results we received for 10 different families.  The names have been changed to protect their privacy, but the results speak for themselves.  Equally important, listen to what each client had to say.

Ron

Got rid of $129,471 in unsecured debt and was able to keep his home and a commercial rental apartment building with a combined value of $369,000 in just 3 months. Also got rid of all interest that would have accrued on the debt, saving thousands per month on minimum payments.  Ron filed Chapter 7 on July 9 and received discharge on October 9.

Steven & Susan

Got rid of $54,936 of unsecured debt plus interest which would have accrued on the debt in just over 3 months.  They were able to keep their home worth $250,000 and all personal property including a  tax refund of $9,000 as well as their pension plans. They filed Chapter 7 on July 2 and received discharge on October 12.

Nancy

Got rid of $36,303 in unsecured debt and was able to keep all of her property in just over 3 months. Also got rid of interest that would have accrued on the debt. Nancy filed Chapter 7 on May 16 and received discharge on August 28.

Chuck

Got rid of $86,044 in unsecured debt and was able to keep all of his property including his home worth $575,000 and auto worth $25,000.  Chuck filed on September 13 and received discharge on December 26, just over three months.

Gary

Got rid of $36,000 of unsecured  debt and was able to keep all of his property and start fresh in just over 3 months. Gary filed Chapter 7  on May 15 and received discharge on August 28.

Pete & Susan: Small Business Owners Chapter 13 

Got rid of $80,885 in unsecured debt, kept their home and cured the arrears and property taxes on a commercial building in the amount of  $83,000 and Income and Sales Taxes in the amount of 16,228.00 over 5 years. After completion of the plan, they were able to sell both their home and commercial building at a profit.

Jamie: Chapter 13

Got rid of $20,563 in unsecured debt and crammed down the value of her car to $13,000 from owing $17,000 and extend her payments so she could lower her monthly payments. 

Joe & Carol: Chapter 13

Got rid of $78,700 in unsecured debt and were able to cure arrears on their home in the amount of $48,000 over five years.  They were also able to cram down the values of both cars and pay ½  of what was owed per month.

 Bob & Sandy: Chapter 13

Got rid of  $26,700 in unsecured credit card debt and were able to discharge personal 1040 outstanding income taxes in the amount of $13,000 and cure the arrears on their mortgage in amount of $31,000.

Raymond: Small Business Owner Chapter 13

Got rid of  $97,000 in unsecured personal and business debt and cured arrears on his home in amount of $43,000,  as well as crammed down the value of two work vehicles and extend their payments to make them more affordable.

How do they all do it?  Simple -- by using the Federal Bankruptcy Laws.  Others may  promise, but only Bankruptcy delivers.

Want to find out what filing bankruptcy can do for you? You can.  Simply call today at  908.713.0345 or  toll free at 877.226.5877 (877.BANK.877) to set up a FREE Consultation; or conveniently fill out our Bankruptcy Consultation. The sooner you do, the closer you'll be to your Fresh Start!